Thinking of buying or selling a home? Then you need to know about CLUE Reports! Insurance companies use a database that tracks claims on homes and homeowners. This Comprehensive Loss Underwriting Exchange Property Database (CLUE) can tell an insurance company if there has been a claim for water damage and the amount of the claim amount. If the insurer decides that the home is too risky he can refuse to insure that home, and without homeowner’s insurance, the purchaser cannot get a loan. For more information about CLUE Reports and how you can obtain a Free Report for your home, you must read this excellent article at MSN Money !